Investment
Rollover

When to Rollover Your 401(k)

The financial industry wants to make sure you are fully aware you left something b...

Read More >
Serving in the Military
veterans

Veteran's Day

This Monday November 12th we will recognize Veteran’s Day. As a nation, even when we cannot agree on whether or not we should participate in a...

Read More >
Starting a New Job
checklist

A Checklist for Open Enrollment

This is the time of year to plan for what next year may look like and make your best guess as to what benefits you may need in terms of health,...

Read More >
Investment
behavioral biases

Know Your Enemy Cognitive Behavioral Biases

You can be your own worst enemy if you do not have the proper perspective on your investment portfolio. Human nature can be contrary to...

Read More >
Estate Planning
Make Estate Plans

Make Estate Plans to Benefit Yourself and Your Loved Ones

Judging by how little estate planning Americans do, they apparently don't mind making life difficult for themselves and their loved ones.That...

Read More >
Getting Married
Keeping Score

Keeping Score - Competitive Financial Relationships

Keeping score makes a lot of sense in many circumstances. You need to know who's winning if you play a card gam,e and in sports the score is...

Read More >
College
Education Funding

Education Funding Before During and After College

The message about the importance of higher education has not been lost for this generation of students. The problem is paying for it...

Read More >
saving
Fringe benefits

Financial Resolutions With Huge Fringe Benefits

Striving to improve our lives is part of being human. We all have things, personal and professional, we want to accomplish, goals we want to...

Read More >
Losing a Loved One
Before the Eulogy

Before the Eulogy

I recently attended a funeral mass for the father of a client. It was a wonderful occasion to reflect on a well lived life of more than 90...

Read More >
Insurance
important asset

Protecting Your Most Important Asset

What is your most important asset? When asked this question, most people respond with their house, their 401(k), or the inheritance they hope...

Read More >
Losing a Home
refinancing

Thinking of Refinancing

While no one can count on rate forecasts, the prospect of lower mortgage rates should have borrowers  thinking about taking advantage of cuts...

Read More >
Saving on Taxes
Tax Refund

4 Ways to Use Your Tax Refund

Visions of excess dance in your head as you await the arrival of a tax refund check from the Internal Revenue Service (IRS). This is “found...

Read More >
Investment
Risky Business

What Is Your Risk Tolerance

When it comes to building a solid and comprehensive financial plan, it's critical to get a sense of your tolerance for risk. Most tools that...

Read More >
Caring for a loved one
support parents children

Financial Stress of Supporting Parents AND Children

Talk about pressure. Many Baby Boomers and Generation Xers are feeling it from multiple directions — from a sense of obligation to help their...

Read More >
Investment
cliff

Falling Off the Cliff

I am reminded of Douglas Adams’ quote “It’s not the fall that kills you; it’s the sudden stop at the end.” The U.S. Government, as a way to...

Read More >
Investment
Substitute

No Substitute

If advertising trends are any indication, more and more of us are experiencing increased levels of what I’ll call “yield fatigue”. New...

Read More >
Caring for a Loved One
Disability Insurance

Disability Income Insurance Checklist

When asked the question “what is your biggest asset”, most people will say “my house” or “my retirement plan.” But the truth is that our...

Read More >
Investment

Availability Bias Don’t Rely on Heuristic Decision Making

Traditional economics holds that people process information in an objective and unbiased manner. The reality, however, is that most people...

Read More >
College
Dont Pay-Off Your Student Loans

Dont Pay-Off Your Student Loans

If you are like most professionals, you graduated with over $100,000 in student loans. While that debt may feel like a monkey on your back, it...

Read More >
Investment
Pyramid Scheme

How to Avoid a Ponzi Scheme Lessons from the Madoff Fraud

In the wake of Bernie Madoff’s $50 billion Ponzi scheme, many investors have grown more concerned about the safety and security of their...

Read More >
Savings
Vacation Cash

A Guide to Vacation Cash Conservation

Camera, sunscreen, golf clubs, a good book — when it comes to vacation necessities do not forget to bring along your wise spending habits. They...

Read More >
Retirement
your 50s and 60s

The Home Stretch - Your 50s and 60s

Try to boost your retirement savings goal up to 20 percent or more of your income. Workers age 50 and over can invest extra dollars into their...

Read More >
Investment
eyesight is 20-20

Hindsight Bias The Reason Hindsight is 2020

An understanding of hindsight bias and other aspects of behavioral finance can make you a better investor by increasing awareness of the...

Read More >
Investment
Play The Lottery

Should I Play The Lottery

A lot has been written recently about the lottery. There’s a direct correlation between articles written about the lottery and the size of the...

Read More >
College
college freshmen

Top 10 Money Decisions for Today’s Incoming College Freshman

Money management is a bigger issue than ever on college campuses. Parents and students should start working on the student's financial future...

Read More >
Saving on Taxes
Filing Status

I am Married - What is My Filing Status

It is tax time and a frequent question I get is – Can I file married but separately for tax purposes?The easy answer is yes, but as always...

Read More >
Retirement
retiring

7 Signs It’s Time to Retire

Deciding when to retire is not always easy. Many people simply base the decision on their birthday, but there are a whole host of other factors...

Read More >
Credit Repair
credit counseling

Credit Counseling Services

If you are stressed by debt and can't pay your bills on time, especially credit card debt, you may want to enlist the help of a nonprofit...

Read More >
Investment
Rich Quick

Our Desire to Get Rich - Quick

Perhaps it is the time of the year with gift giving and wishes for a happy and prosperous new year, but I sense it is the all-American desire...

Read More >
Savings
taxes

Tried and True Tips to Lower Your Tax Tab

Tax season has a way of turning even the most diligent deadline-sticklers into big-time procrastinators. But, with April 18 fast approaching ...

Read More >
Load More...