Harmony Smith is a CERTIFIED FINANCIAL PLANNER® professional and member of the Financial Planning Association, serving clients at in Coeur d'Alene, ID and the surrounding communities.
If personal finance education was mandatory in our schools, would the nation face the perilous economic problems it faces today? It’s a good...
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Unless you have been on another planet for the past several months, and or years, you know that we are facing difficult financial times. Our...
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It seems that we cannot turn on the TV, pick up a newspaper, or click an Internet link without being bombarded with discussions of debt. In...
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Keeping score makes a lot of sense in many circumstances. You need to know who's winning if you play a card gam,e and in sports the score is...
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How can you optimally handle the responsibility of planning and protecting wealth for your intended heirs and causes? Devise trusts that hold...
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In our society of conspicuous consumption and spending-beyond-means, many parents face an uphill battle to encourage children to save for the...
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The golden rule for minimizing your tax burden and avoiding unpleasant surprises from the IRS this year — and any year for that matter — can be...
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As your financial planner did an annual review of your financial plans, he or she probably went over your beneficiary designations to review...
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It was marital bliss then life happened. Now you are getting a divorce! It is a stressful and emotional time and there are important decisions...
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Time is money, as the old saying goes. If this is true, you may never be so wealthy (in time at least) as you are during retirement. Gone are...
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