Are you still searching for that “perfect present” for someone on your holiday shopping list? If the thought of wrapping up another gift card or Christmas tie leaves you uninspired, open your mind to these fresh gift ideas. There’s something here for every budget.

  • College Education– Set up and contribute to a “529 college savings account” for your niece, nephew, grandchild or family friend. Your gift of as little as $25 can grow to be so much more. With the high cost of education, this is a treasured gift that keeps on giving to the student– and their parents, too. Learn more about tax-advantaged options at

  • Charity – Make a world of difference this holiday season with a contribution in the name of your special person. Chose a cause that touches their heart and matters to them.  Check out charities at You may benefit too, with a tax deduction.

  • Service – Doing for others can be the best gift for someone who doesn’t need more stuff. The possibilities are endless, and don’t have to cost a lot…pick up the mail for an elderly neighbor this winter, babysit for a young mother, or prepare a favorite meal or shovel a driveway for a busy family.

  • Experiences – Give a gift that engages, energizes, and inspires. An experience not only creates a lasting memory, but can also be a life-changer. Imagine the positive impact an experience in the arts, sports, nature, travel, or do-good activities can bring to a person’s life. A gift of financial planning fits into this category, too.

  • Time – Simply, give the gift of being together. Time and relationships are our most precious resources. Pledge to visit on a regular basis, and listen, share, laugh, and cry with someone you care about. 

The best gifts are thoughtfully and carefully chosen to be as special as the person who receives it. Happy shopping, and happy holidays to you and yours!

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