William Krempa is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Krempa Associates, Inc in Fountainville, PA and the surrounding communities.
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Behavioral finance is a relatively new field of study that blends economics with psychology by studying the decision making process. It is...
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There are many factors to creating a stable, secure, and sustainable1 retirement income plan. One of the more important factors in retirement...
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Budgeting is one of the first great lessons of personal finance, yet relatively few people are taught the basics of creating one. Or if they’re...
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If you spend a good portion of your day in a building like an office or a school, chances are good that you’ve participated in a fire drill....
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It's never too early for military personnel and their families to start talking about the right financial steps to make when returning home.One...
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Money might not be the best topic to introduce on a romantic evening, but it’s the talk you must have before you load up the moving van or take...
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My son recently turned twenty and it inspired me to reflect on all of the changes in his life as well as in my professional life. My son’s...
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How can you tell if you are you an investor or a speculator? Many casual investors buy stocks and assume they are investing, but in reality,...
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A 529 plan is a savings plan that allows individuals to save for a beneficiary’s college expenses. Invested funds grow tax free and, provided...
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Answering financial planning questions is something that I am passionate about and absolutely love to do. Although when I think about what’s...
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