Ray Fernandez is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Asset Management Advisors, Inc. in Houston, TX and the surrounding communities.
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In our society of conspicuous consumption and spending-beyond-means, many parents face an uphill battle to encourage children to save for the...
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When planning for retirement, all possible risks must be considered and evaluated. One of the most commonly overlooked is the potential need...
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It is no secret that many of the world’s best investors are contrarians who are known for their ability to think independently and avoid the...
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Someone once said, “Everybody wants to go to Heaven, but nobody wants to die.” Something similar may be true for new retirees. Everybody wants...
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If you have been following your bond investments recently, you may have noticed that after a nice, steady increase in values, most bonds have...
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It is tax time and a frequent question I get is – Can I file married but separately for tax purposes?The easy answer is yes, but as always...
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Last week FPA and Kiplinger’s hosted a free advice national call-in for the public to speak with advisors about elder financial abuse, and...
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With Valentine’s Day behind us and spring approaching, there are undoubtedly some new engagements to celebrate and weddings on the horizon....
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In an increasingly mobile society, the idea of relocation after divorce has given rise to substantial case law and academic studies about the...
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Your credit score is one of the most important numbers in life. It ranks right up there with your Social Security number – except this one can...
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