Mark Cernicky is a CERTIFIED FINANCIAL PLANNER® professional and member of the Financial Planning Association, serving clients at Old Hall Green Wealth in Rapid City, SD and the surrounding communities.
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Well the fiscal cliff, much like the Mayan calendar, and much like Y2K, was just another non-event. A lot of buzz with even a lot more fizzle....
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“We have been persuaded to……Spend money we don’t haveOn things we don’t needTo create i...
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Whether you or a loved one are going for a scheduled hospital stay, don't stop with your doctor's orders – get your financial orders in place,...
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Many clients have come to me with this question over the years, and there is no simple answer. When an insurance agent recommends a replacement...
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By FPA Members Elaine King, CFP®, CDFATM and Philip Herzberg, CFP®, AEP®, MSF How can you acquire and...
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You have goals for the New Year, things you want to accomplish for yourself or your loved ones, or a cause you want to support. And because...
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Retirement can be daunting to figure out, because the implications of your choices tend to get magnified. A market drop or negative health...
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Financial planning for you and your family’s future livelihood is a prodigious challenge in the process of international divorce — an option...
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The Problem/GoalStarting over is never easy. At 41, with four children to take care of, beginning a new life can put a pinch on anyone’s...
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As you near retirement, it is important to have a clear picture of how your Social Security benefits will fit into your overall income in...
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