Julia Lembcke, CFP<sup>&reg;</sup> - Financial Advisor

Julia Lembcke, CFP®

CLU, CLTC

Financial Planner

URS Advisory

2247 Palm Beach Lakes Blvd., Ste 106
West Palm Beach, FL 33409
FINANCIAL ADVISOR'S WEBSITE
(561) 594-0100

General

Julia Lembcke is a CERTIFIED FINANCIAL PLANNER® professional and member of the Financial Planning Association, serving clients at URS Advisory in West Palm Beach, FL and the surrounding communities.

Financial Advisor Overview

Erik and Julia are the founders of URS Advisory, a comprehensive retirement planning firm, and URS Insurance, serving clients throughout Florida. They are both CERTIFIED FINANCIAL PLANNERSTM and Florida natives. Julia is originally from Stuart and Erik grew up in West Palm Beach; they have offices in both cities serving their hometown communities. Julia graduated from the University of Florida Warrington College of Business and Erik graduated from the University of Central Florida with a Bachelor’s degree in Finance. After working in the financial industry for several years, Erik completed his Master’s in Business Administration from the University of Miami. The Lembcke’s live in West Palm Beach and enjoy all that Florida has to offer—beautiful beaches, the sunshine, tennis, golf, as well as spending time with family and friends. They both have a strong interest in helping people with planning for all life has to offer, most notably retirement and their legacies. Erik and Julia are passionate about helping people who are terrified that they’ll wake up one day in retirement with little to no money to live on and nothing to leave their loved ones. Erik and Julia believe that skillful planning makes the difference between an enjoyable, relaxing retirement that leaves plenty of assets to those you love, versus spending the hindmost years of your life worrying about money. Over their careers, they have encountered more than just a few retirement disasters that could have been prevented with sound advice and planning. Those stories have motivated them to keep learning and share their knowledge with their clients and the community.

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Financial Advisor Experience

Julia specializes in serving successful, family-oriented women and couples aged 55 and older throughout Florida. Growing up with a strong, financially independent mother, she realized early on that helping women gain financial insight, confidence, and clarity is her passion. Julia and her team will work with you to achieve these goals and others: receiving a specific income in retirement, mitigating taxes, effectively passing on wealth to children, grandchildren, and/or a charity, protecting yourself and your family against the rising cost of health care, and reducing exposure to market volatility. Women want security for their families and friends, and for future generations. They want to use wealth to be independent and to have the freedom to make choices about how they live. Successful women often want to use their wealth to make the world a better place for their children, grandchildren, and great-grandchildren. After their loved ones are taken care of, they want to devote time and resources to causes near and dear to their hearts and to philanthropy to support their community. Often, these wishes get lost in the overly complex, male dominated world of finance leaving many women frustrated and disconnected from their own resources. While most advisors tend to believe they already know what you want and what you’re looking for, Julia realizes the importance of asking critical questions about your needs and expectations, and best of all, she listens! She wants to hear your story, your family values, your life goals, fears, and wishes for the next generation. You deserve to have an advisor who truly listens to your story, appreciates your hard-work and personal accomplishments, and devotes her time to helping you through life’s demanding and challenging transitions. Every woman has a complex and fascinating life story, or “suitcase”. Julia’s goal is to help you unpack your suitcase, plan for the various “trips” in your life, and help provide you with the expertise you need to enjoy the journey! Julia is a CERTIFIED FINANCIAL PLANNER™, Chartered Financial Consultant®, and a Chartered Life Underwriter with expertise in comprehensive wealth management and insurance. She is a member of the Financial Planning Association (FPA) and the Executive Women of the Palm Beaches. Julia is originally from Stuart, FL where she grew up with her little sister, Lily, and her parents, who are both in the medical field. She graduated from the University of Florida with a Bachelor’s of Science in the spring of 2009, and immediately after began her career in retirement planning. She lives with her husband, Erik, in West Palm Beach, where she enjoys tennis, yoga, great food, and time with her loved ones- especially their niece and nephews, Viveka, Jack and Luke.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

65

Designations & Certifications

  • CERTIFIED FINANCIAL PLANNER®

Insurance Licenses

  • Life insurance: Florida and California
  • Health/disability insurance: Florida

Broker-Dealer Affiliation

None/NA

Financial Advisor's Specialties

Budget & Debt Management, Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Annuities, Asset Allocation, Career Change, Investment Management, Estate Planning, Corporate Finance, Getting Divorced, Employee Benefits, Mutual Funds, Getting Married, Insurance, Retirement, Stocks & Bonds, Life Planning, Startup, Succession Planning, Long-term Care, Medical & Health Issues, Sudden Wealth, Nontraditional Households

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