John Severy-Hoven is a CERTIFIED FINANCIAL PLANNER® professional and member of the Financial Planning Association, serving clients at Oracle Financial Planners LLC in Saint Paul, MN and the surrounding communities.
Benjamin Franklin’s words still ring true today. Since the time he wrote “The Way to Wealth,” there has been no shortage of information and...
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The debate as to which standard should prevail for financial advisors has raged for years now, although it's very far under the radar as far as...
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As we approach the Holiday Season, our thoughts of giving usually rise. Whether it be for family and friends or for those in need, or causes...
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The Social Security Act was passed in 1935 and the retirement benefits program was enacted in 1937. The program was and still is designed to...
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The Patient Protection and Affordable Care Act, or PPACA, has many facets to it and its implementation will be done over several years....
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Saturday we had Financial Planning Day in the Twin Cities. Nationally, there will be Financial Planning Days in 31 cities during the month of...
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Now that you are familiar with your credit report, you can start working to improve it. Once a creditor reports negative information to a...
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Every day we get bombarded with reminders that we are not better off than we were four years ago. Obviously, if we have been unemployed during...
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I recently had the opportunity to revisit retirement modeling software. As one of my jobs, I teach a economics course, and one of the things I...
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You’ve been contributing diligently to your 401(k), paying down debt, and are starting to wonder if there is something else you could be doing...
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