James A. Mayo, CFP^®

I am a flat-fee fiduciary that specializes in tax-efficient retirement and income planning for pre-retirees and retirees. My servives also include investment management and tax planning, all provided under the one flat-fee. I created IronFjord Wealth Management because I believe retirement planning is done best from a fully coordinated approach. That includes: • Comprehensive financial planning • Investment management in-house using low-cost index funds • True tax planning to reduce lifetime taxes and increase after-tax wealth • Insurance review • Estate planning review • Social Security optimization • Medicare education Many firms claim to offer comprehensive planning, then refer you to your CPA for taxes or hand you off to someone else when the conversation gets complicated. At IronFjord, I hold the CFP®, CFA, and Enrolled Agent (EA) credentials, which means planning, investments, and taxes are all handled in-house by the same person. For clients who want complete coordination, tax preparation is also available through IronFjord Tax Professionals, a separate firm under common ownership, so everything is under one proverbial roof.

Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Charitable & Planned Giving, Annuities, Asset Allocation, Estate Planning, Investment Management, Getting Divorced, Mutual Funds, Insurance, Life Planning, Retirement, Stocks & Bonds, Long-term Care, Medical & Health Issues, Sudden Wealth, Personal Taxes, Women's Finances