Anthony Kakuk, CFP^®

Tony Kakuk, CFP®, MBA, brings over 30 years of diverse business and financial experience to The Zandbergen Group. His career spans Fortune 500 roles with 3M and PwC, proprietary trading specializing in risk management, and two decades as the current owner/operator of a private training gym. He is also the Co-Founder and CFO of a domestic referral agency connecting families with independent caregivers who provide non-medical home care services to the elderly, reflecting his commitment to family well-being and long-term care solutions. Tony earned his MBA from the prestigious University of Michigan Ross School of Business, grounding his practice in both rigorous academic training and real-world business leadership. As a CERTIFIED FINANCIAL PLANNER® professional, which is the highest distinction available for financial planning professionals, he partners with high-net-worth clients to design advanced estate, insurance, and retirement strategies. He is passionate about scenario modeling and layered financial planning, ensuring clients benefit from customized solutions that balance growth, protection, and legacy. Tony lives in Laguna Niguel with his wife Melissa. He is the proud father of two grown daughters, Chaise and Avery. In addition to his California base, he is currently building a residence in Texas to better serve his growing client community there. Tony is committed to delivering fiduciary guidance with integrity and purpose, building lasting client relationships rooted in trust, transparency, and a deep understanding of each client’s goals.

Budget & Debt Management, Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Buying a Home, Charitable & Planned Giving, Annuities, Asset Allocation, Career Change, Business Taxes, Disaster Recovery, Estate Planning, Investment Management, Employee Benefits, Getting Divorced, Limited Partnerships, Mutual Funds, Getting Married, Job Loss, Insurance, Real Estate, Retirement, Stocks & Bonds, Life Planning, Startup, Succession Planning, Starting a Family, Tangible Assets, Long-term Care, Sudden Wealth, Men's Finances, Nontraditional Households, Personal Taxes, Women's Finances