Andy  Panko,  CFP<sup>&reg;</sup> - Financial Advisor

Andy Panko, CFP®


Owner & Financial Planner

Tenon Financial

33 Wood Ave S, Ste 600
Iselin, NJ 08830-2717
(732) 902-0066 CONNECT WITH Andy
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Andy Panko is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Tenon Financial in Iselin, NJ and the surrounding communities.

Financial Advisor Overview

We are fee-only and therefore fiduciaries required to act in your best interest 100% of the time. We focus on helping you make the most of your retirement resources.  Our specialty is retirement income planning, aka decumulation to best live off your nest egg and other sources of retirement income.  We take a comprehensive approach to optimizing all of your available resources to help you most effectively achieve your retirement goals.  Our holistic process integrates cohesive consideration of Social Security benefits, pensions, investments, real estate, annuities, insurance, work wages, etc. to maximize your retirement income.  Furthermore, we have strong tax knowledge which enables us to ensure careful consideration is given to tax minimization. We provide ongoing retirement planning and investment management, as well as one-time financial planning engagements.


Financial Advisor Experience

Andy Panko was a 19-year veteran of the global insurance, banking and brokerage industries prior to starting Tenon Financial. He was involved in the creation, risk management trading, financing and portfolio management of many of the products and services used throughout the financial planning industry.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

Designations & Certifications

  • Other - Retirement Income Certified Professional® Enrolled Agent

Broker-Dealer Affiliation


Broker-Dealer Disclaimer

Financial Advisor's Specialties

Budget & Debt Management, Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Charitable & Planned Giving, Annuities, Asset Allocation, Investment Management, Mutual Funds, Retirement, Personal Taxes


Helpful Financial Planning Resources