Zach Chiara, CFP<sup>&reg;</sup> - Financial Advisor

Zach Chiara, CFP®

CRPC®

Founder, Financial Planner

Factor Financial LLC

2108 N ST, #11085
Sacramento, CA 95816
FINANCIAL ADVISOR'S WEBSITE
(916) 755-6447 CONNECT WITH Zach
  • facebook link
  • linkedin link
  • youtube link

General

Zach Chiara is a CERTIFIED FINANCIAL PLANNER® professional and member of the Financial Planning Association, serving clients at Factor Financial LLC in Sacramento, CA and the surrounding communities.

Financial Advisor Overview

Creating a Tax-Efficient, Adventure-Rich Early Retirement for High Achievers

More

Financial Advisor Experience

"What is it that you actually do as a financial planner, Zach?" "Imagine waking up each day with the freedom to explore the world, pursue passions, and enjoy the lifestyle you've always dreamed of. This is what I do, I help you make this vision a reality." How do I do this you may ask? I can best answer this with a story. I asked myself, Why do so many successful professionals and high achievers struggle to align their finances with their life goals? Driven by this curiosity, I set out to bridge this gap. My mission is clear—to prioritize your interests and design a financial plan that supports your unique journey. I provide the necessary guidance for Executives, Sales Professionals, and other High Achievers who are ready to retire early, travel more, and live life on their terms. I help you with things like: ? Creating sustainable retirement income streams that protect you from inflation. ? Reducing your lifetime tax bill. ? Planning for healthcare costs before Medicare. ? Tax-efficient investment strategies that align your portfolio with your lifestyle. I do this with our proprietary 4-Step Factor System. ?? My Unique Approach I don't just manage your wealth; I craft a roadmap tailored to your dreams. Our 4-step Factor System ensures that every financial decision aligns with your life's aspirations. From investment strategies to tax planning, we provide a comprehensive, fee-only fiduciary experience that puts you first. ?? Why Choose Us? Client-Centric Philosophy: Your goals are my goals. We start with your "why" to ensure every plan is as unique as you are. Innovative Strategies: We leverage cutting-edge investment techniques and tax-efficient strategies to maximize your wealth. Ongoing Support: Life is dynamic, but my commitment isn't. Our proactive approach adapts to changes in your life and the economy, so you can retire with confidence. ?? Ready To Make the Most Of Your Life And Money? If you're ready for a Life Centered Financial Planning Approach, and not just a cookie cutter plan so some "advisor" can sell you something, I invite you to start the conversation.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 66

Designations & Certifications

  • CERTIFIED FINANCIAL PLANNER®

Insurance Licenses

  • Life insurance
  • Health/disability insurance

Financial Advisor's Specialties

Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Cross-border Planning, Asset Allocation, Investment Management, Real Estate, Retirement, Life Planning, Succession Planning, Sudden Wealth, Men's Finances, Personal Taxes

More

Helpful Financial Planning Resources