Todd C. Terhorst,  CFP<sup>&reg;</sup> - Financial Advisor

Todd C. Terhorst, CFP®


Diversified Wealth Management

4501 Minnetonka Blvd, Ste 200
Saint Louis Park, MN 55416
(612) 435-0035


Todd Terhorst is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Diversified Wealth Management in Saint Louis Park, MN and the surrounding communities.

Financial Advisor Overview

I am the president and managing partner of Diversified Wealth Management, LLC. The firm is designed as a completely independent financial planning and wealth management firm.  As an independent financial advisor, I can offer a comprehensive analysis of your financial situation and provide an effective and non-biased solution to your financial planning needs. In addition to the typical financial products (also listed on this web page), I also offer assistance with many other areas of your financial picture. I work very closely your other financial professionals (attorneys, accountants, mortgage brokers, bankers, property and casualty agents, etc.) to bring you a complete analysis of your finances. Financial planning is a life-long process that needs to be carefully constructed, reviewed and adjusted for changes in your lifestyle and goals. I have designed my practice to work with individuals and small businesses that want to develop a strong long-term relationship with an advisor that can assist them in all areas of their financial world.


Financial Advisor Experience

I have been practicing as a Financial Planner since 1993.  I am the President, Managing Partner of Diversified Wealth Management, LLC.  The professional Designations I currently hold are:

1.  CFP - Certified Financial Planner

2.  AWMA - Accredited Wealth Management Advisor

3.  CLU - Chartered Life Underwriter

4.  ChFC - Chartered Financial Consultant

5.  AAMS - Accredited Asset Management Specialist

6.  CRPC - Chartered Retirement Planning Counselor

7.  CEA - Certified Estate Advisor

8.  CFEd - Certified Financial Educator

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 6, 24, 31, 63, 65

Designations & Certifications

  • Chartered Financial Analyst (CFA)
  • Chartered Financial Consultant (ChFC®)

Insurance Licenses

  • Life insurance: MN
  • Health/disability insurance: MN
  • Fixed annuities: MN
  • Variable annuities: MN

Broker-Dealer Affiliation

Osaic Wealth, Inc.

Financial Advisor's Specialties

Budget & Debt Management, Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Charitable & Planned Giving, Annuities, Asset Allocation, Career Change, Investment Management, Estate Planning, Employee Benefits, Getting Divorced, Limited Partnerships, Mutual Funds, Getting Married, Insurance, Real Estate, Job Loss, Retirement, Stocks & Bonds, Long-term Care, Succession Planning, Tangible Assets, Sudden Wealth


Helpful Financial Planning Resources