Thomas Hardy is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Hardy Financial Planning, Inc. in Ann Arbor, MI and the surrounding communities.
The debate as to which standard should prevail for financial advisors has raged for years now, although it's very far under the radar as far as...
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Recently I received an email from a client wanting clarification of his earned income. The school district that he and his wife live in had...
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It turns out that the “lost decade” of zero growth not only pertains to the stock market, but to personal income too. The U.S. Census Bureau...
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Identity theft is an increasingly worrisome topic for many. With more than a million people affected by identity theft each year, the below are...
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In our society of conspicuous consumption and spending-beyond-means, many parents face an uphill battle to encourage children to save for the...
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In addition to purchasing a home, funding your child’s college education could be one of the largest expenditures you ever make.According to...
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Generation Y investors are the most conservative generation of investors since the great depression, despite their long-term time horizon,...
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Owning a home has long been part of the American Dream. But given today’s economic realities and the risks associated with real estate...
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Investors often embrace advice from accomplished professionals to, “buy what you know.” Legendary fund manager Peter Lynch and investing icon...
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When you're in the middle of a disaster, it's hard to think about long-term issues. Focus gets narrowed to finding a way to get through each...
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