Stephen Ciepiela is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Charles Stephen & Company, Inc. in Albuquerque, NM and the surrounding communities.
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The debate as to which standard should prevail for financial advisors has raged for years now, although it's very far under the radar as far as...
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Recently I received an email from a client wanting clarification of his earned income. The school district that he and his wife live in had...
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It turns out that the “lost decade” of zero growth not only pertains to the stock market, but to personal income too. The U.S. Census Bureau...
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Identity theft is an increasingly worrisome topic for many. With more than a million people affected by identity theft each year, the below are...
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In our society of conspicuous consumption and spending-beyond-means, many parents face an uphill battle to encourage children to save for the...
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In addition to purchasing a home, funding your child’s college education could be one of the largest expenditures you ever make.According to...
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Generation Y investors are the most conservative generation of investors since the great depression, despite their long-term time horizon,...
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Owning a home has long been part of the American Dream. But given today’s economic realities and the risks associated with real estate...
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Investors often embrace advice from accomplished professionals to, “buy what you know.” Legendary fund manager Peter Lynch and investing icon...
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When you're in the middle of a disaster, it's hard to think about long-term issues. Focus gets narrowed to finding a way to get through each...
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