Rick  Mayo,  CFP<sup>&reg;</sup> - Financial Advisor

Rick Mayo, CFP®

M.S., ChFC®

Branch Manager

Raymond James Financial Services, Inc.

4445 Corporation Lane, Ste 155
Virginia Beach, VA 23462
(757) 463-8886 CONNECT WITH Rick
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Rick Mayo is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Raymond James Financial Services, Inc. in Virginia Beach, VA and the surrounding communities.

Financial Advisor Overview

Mr. Mayo specializes in the preparation and management of investment programs for individuals, businesses and non-profit organizations. Whether it is an inheritance, divorce settlement or 401(k) rollover, an investment program can be established which seeks to reduce risk and increases return. While there are no guarantees that your objectives will be met, there are 3 ways of achieving this:

1)"Manage the Managers", such as mutual funds, variable annuities, Unit Investment Trusts, Exchange Traded Funds and independent investment managers. This will spread every dollar over many investments as opposed to having "all your eggs in one basket."

2) Dollar-cost-averaging will allow you to spread your purchases into volatile markets over time rather than potentially purchasing investments at their peak. In other words, this strategy is designed so that the investor will not buy high or low over time but at an average price over time.

3) Asset Allocation will allow you to invest the "eggs into different baskets". This concept was first introduced by Harry Markowitz in the 50's, for which he won a Nobel Prize. By investing money into different TYPES of investments, the client can seek to reduce risk and increase returns versus investing in one class of security.

Initially, Rick interviews a prospective client at no charge or obligation for 30-45 minutes to determine compatibility of goals and expectations.


Financial Advisor Experience

1984-1986 - Brokers Securities, Inc.-Managing Broker

1986 -1994 - IDS/American Express/Ameriprise - Financial Planner

1994 - TODAY - Raymond James Financial Services, Inc. - Certified Financial Planner PractitionerTM/Branch Manager

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 24, 51, 63, 65

Designations & Certifications

  • Chartered Financial Consultant (ChFC®)
  • Other - Masters of Science in Financial Planning

Insurance Licenses

  • Life insurance: VA, NC, CA (#96120), AR
  • Health/disability insurance
  • Fixed annuities: VA, NC
  • Variable annuities: VA, NC

Broker-Dealer Affiliation

Raymond James Financial Services, Inc.

Broker-Dealer Disclaimer

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory offered through Raymond James Financial Services Advisors, Inc.

Financial Advisor's Specialties

Comprehensive Financial Planning, Budget & Debt Management, Charitable & Planned Giving, Asset Allocation, Investment Management, Getting Divorced, Employee Benefits, Government & Military, Getting Married, Retirement, Starting a Family, Sudden Wealth, Special Needs, Personal Taxes, Women's Finances


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