Executives
Your equity is compensation, not a retirement plan. Decide how much to hold in one company before the market decides for you.
Loading planner profile...
My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
Pre-Retiree
Retirement isn't a number, it's an income plan. Know where each paycheck will come from before you give up the one you have.
Major Milestones I Specialize In
Compensation Changes
A raise or new equity grant changes more than your paycheck. Update your tax, savings and investment plan to match.
Early Retirement or Financial Independence
Retiring early means funding more years with fewer working ones. Plan how you'll cover income before 59½ and health care before 65.
Retirement Planning
A good retirement plan answers three questions: what you'll spend, where the income comes from, and what could go wrong.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
Good advice starts with seeing the whole picture, so that's where we begin. Before I make a single recommendation, we go through a thorough discovery process: your goals, cash flow, investments, taxes, estate documents, and the questions that keep you up at night. It takes real time on both sides, and I don't shortcut it, because the quality of the advice depends on it. From there, I build a comprehensive financial plan and we walk through it together: what's working, what's at risk, and what decisions are in front of you. Then we put it into action and manage your investments in line with the plan. After that, you'll hear from me often. My process is high-touch by design, with regular touchpoints through the year so your plan keeps pace with your life. Most of my clients are either retirees and people nearing retirement, or professionals with significant equity compensation, often stock options in pre-IPO companies. For retirees, that means building an income and distribution strategy for the years ahead. For equity compensation clients, it means planning around exercise timing, the tax implications, and the risk of having too much tied up in one stock. I'm a CFP® professional with more than 14 years of experience working directly with clients.
Disclosures
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.