Thomas A. Fisher

CFP®

LinkedIn Website Fisher Financial Strategies web site

Fisher Financial Strategies245 First Street - Suite 1800, Cambridge, MA 02142

Languages: English

My Approach

Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.

The Clients I Serve

Physicians & Healthcare

Physicians have different needs at different times in their careers. New attending physicians often have educational debt to manage, in addition to perhaps buying their first home. The transition may include setting up a retirement plan for your practice. Once you have a stable income, saving for retirement and college while protecting your assets becomes critical. The approach to retirement can vary from early retirement to tapering off to long-term part-time practice.

Teachers & Educators

Pre-Retiree

Major Milestones I Specialize In

Buying a Home and Relocation

Early Retirement or Financial Independence

Retirement Planning

Our 7 Steps to Financial Planning

Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.

Summarized from the CFP® Board's Practice Standards. cfp.net

My Process

Clients may engage FFS for advice regarding a single financial concern, for the development of an integrated financial plan, or for anything in between. The maintenance of lifelong financial health involves recognizing that needs, circumstances, tax laws, and financial options can and will change over time. Financial planning is a process, not a one-time event. As needs change, we can provide personal, cost-effective guidance to help update your plans accordingly.

Disclosures

This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.

FINRA BrokerCheck SEC Investment Adviser Public Disclosure

Schedule a Consultation

Financial Planner Certifications

Securities Registrations or Exam Qualifications

Series 65

Designations & Certifications

CFP®

Technical Skills

Investment and Portfolio

Tax Planning

Retirement Income and Distribution

Risk Management and Insurance

Cash Flow and Debt Optimization

Education and College Planning

Concentrated Stock and Diversification Planning

Compensation

Compensation Methods

Fee Only

Fee-only means a CFP® professional may describe his or her practice as "fee-only" if, and only if, all the planner's compensation from all client work comes exclusively from clients in the form of fixed, flat, hourly, percentage, or performance-based fees.

Hourly: Pay a fixed rate only for the time spent on your plan. Great if you have a few specific questions or need occasional advice on a flexible basis.