Pre-Retiree
Before choosing a retirement date, connect your spending, income, taxes and health care with the life you want to live.
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My Approach
I help people nearing or in retirement connect income, investments, taxes, health care and family decisions. Human-First Financial Guidance® starts with understanding what you want your money to support.
The Clients I Serve
Retirees or Seniors
Connect retirement spending with income, investments, taxes and health care. Revisit those choices when your life or priorities change.
Women & Female Leaders
Whether planning alone or with a partner, start with what you want your money to support. Connect retirement choices to those priorities.
Major Milestones I Specialize In
Retirement Planning
Start with the retirement decision in front of you. Check how it connects to income, taxes, health care and the people you support.
Widowhood
After a spouse dies, separate time-sensitive financial decisions from those that can wait. Revisit the retirement plan as life changes.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
I help people who are planning to retire within the next five years or are already retired. At Dovetail Financial, I work with married couples and single women, including widows, on retirement income, investments, Social Security and pension choices, tax-aware retirement decisions, healthcare costs, and family and legacy priorities. My approach, Human-First Financial Guidance®, starts with understanding what is changing in your life, why a decision matters, and what you want your money to support. I then evaluate the financial choices, explain the tradeoffs and recommend a path. We revisit decisions as your circumstances change. I hold the CFP® and CeFT® credentials, co-authored Shaping Change: How to Respond When Life Disrupts Your Retirement Plan with Susan Bradley, and previously taught Retirement Planning and Employee Benefits in the CFP® curriculum at the University of North Carolina Wilmington. For portfolio-management services, Dovetail Financial generally requires $500,000 in assets under management. This minimum is negotiable under certain circumstances. It is separate from typical client assets and is not a blanket requirement for financial-planning-only or consulting services.
Disclosures
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.