GenX
Don't wait for a crisis to rethink your relationship with money. Let your awareness of mortality inform how you live, spend, save, and give.
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My Approach
I'm a scratch-paper planner for midlife adults who are touching mortality in some capacity. I bring questions, reflection, practical tools, and professional knowledge. You bring your lived experience and expertise in being you.
The Clients I Serve
Illness, Death, and Grief
When mortality changes everything, you don't have to figure it all out at once. Focus on what matters now, and give the rest room to unfold.
Millennials & GenZ
When mortality arrives decades before expected, financial plans can feel irrelevant. Start with what matters now, not a perfect plan.
Also: LGBTQ+, Pre-Retiree
Major Milestones I Specialize In
Caregiving for Aging Relatives
Caregiving can change your financial future, too. Understand the costs, clarify responsibilities, and protect your own well-being along the way.
Death in the Family
Grief and financial decisions are a difficult mix. Triage what's urgent, give yourself time for the rest, and don't navigate it alone.
End of Life and Legacy Planning
Plan for more than what happens to your money. Consider what matters most, who matters most, and how you want to care for them while you're here.
Also: Sudden Wealth or Inheritance, Widowhood
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
My clients are midlife adults who are confronting mortality in some capacity: • Living with a terminal or life-threatening diagnosis and navigating the collision of health, money, relationships, work, identity, time, and what matters most. • Part of someone's Circle of Care, figuring out how to love and support someone through illness, dying, or profound change while navigating your own responsibilities, limits, fears, and grief. • Living in “The Sequel” after surviving a life-threatening illness or the death of someone you love, when the crisis may be over but “life as usual” no longer applies. • Curious, anxious, or simply ready to talk about death and money before circumstances force the conversation. I don't provide traditional financial planning. Instead, I offer what I call "scratch-paper planning," a collaborative, conversation-based approach that complements the work of traditional financial planners. What Might We Talk About? Money & Practical Life - Financial decisions and trade-offs, cash flow, benefits, insurance, estate and incapacity planning, organizing important information, and preparing questions for other professionals. Life Transitions - Changing priorities, relationships, identity, work, caregiving roles, uncertainty, and the experience of realizing that the life you planned may no longer be possible. Mortality & End of Life - Advance care planning, hospice and palliative care, dying and the dying process, end-of-life options, caregiving, memorial planning, life review, storytelling, and your enduring influence. Grief, Meaning & the Human Stuff - Fear, grief, hope, secondary losses, family dynamics, purpose, identity, difficult conversations, and questions that simply don't have tidy answers. Often, we'll talk about several of these topics in one conversation. Golden Thread Collaborative offers you a place for the conversations that do not fit neatly anywhere else.
Disclosures
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.