Business Owners
Loading planner profile...
RV
Ronald Valpey
President
CFP®, Accredited Investment Fiduciary ®
Valpey Financial Services, LLC100 North Main Street, Ste 500, Concord, NH 03301
Broker Affiliation: None/NA
Languages: English
My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
Executives
Retirees or Seniors
Major Milestones I Specialize In
Early Retirement or Financial Independence
Retirement Planning
Sudden Wealth or Inheritance
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
• We serve, by design, a small and select group of clients in order to provide an extremely high level of customized advice and personalized service. • As a fee-only investment advisor, we work for you and only you. We receive no commissions, payments or compensation contingent upon the purchase or sale of financial products or plans. • We have a fiduciary duty to endeavor to provide unbiased advice, to minimize conflicts of interest, and to do what is in your best interest. • The third-party custodian advantage - an independent third-party custodian, Schwab, Fidelity or Vanguard – for example, holds your funds, issues your statements and mails the statements directly to you, helping to safeguard your money while also lowering your expenses. • We sit down with you at least once a year, or anytime you would like, and we check in with regular updates if requested.
Disclosures
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.