Business Owners
Don’t let your business become your entire retirement plan. Build wealth outside the company and plan your exit years in advance.
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Paulo Lopes
Founder // Financial Planner
CFP®
Woodmont Financial Partners LLC1304 S 105TH PL Unit 3121, Mesa, AZ 85209
Languages: English
My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
Executives
Don’t let a high salary hide concentration risk. Turn compensation into a diversified plan for taxes, investing, and retirement.
Pre-Retiree
Don’t wait until retirement to make a retirement plan. Use the years before you stop working to align taxes, income, and investments.
Major Milestones I Specialize In
Compensation Changes
Before you act on a compensation change, understand the tax impact and decide how the extra income fits your long-term goals.
Early Retirement or Financial Independence
Early retirement takes more than hitting a savings target. Plan for taxes, health care, and income before you leave work.
Retirement Planning
Retirement planning is about more than a target number. Coordinate income, taxes, health care, and investments before you retire.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
Every client starts with a project-based financial planning engagement. As a fee-only, advice-only financial planner, I provide advice without requiring you to move your investments to me or buy financial products. We begin by looking at your full financial picture and identifying the decisions that matter most. Depending on your situation, that may include retirement planning, tax planning, Social Security, investment strategy, equity compensation, employee benefits, cash flow, or estate planning coordination. From there, we work through your options together. I explain the tradeoffs, help you decide what makes sense for you, and give you clear steps to put the plan into action. The goal is for you to understand the reasoning behind the recommendations, not simply receive a document full of them. After the initial planning project is complete, you can implement the plan on your own or continue working with me for ongoing financial planning and support. Ongoing service is optional, and you do not need to enter into an assets-under-management relationship to continue receiving advice.
Disclosures
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.