Paul F. Staib

Principal

CFP®, Retirement Income Certified Professional (RICP®), MBA

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Staib Financial Planning, LLC10082 Fairgate Way, Highlands Ranch, CO 80126

Broker Affiliation: None/NA

My Approach

Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.

The Clients I Serve

Pre-Retiree

My ideal clients: I work best with individuals and couples who are within ~5 years of retirement or already retired, have built meaningful savings, and want clear, unbiased advice from a fiduciary — not product sales.

Retirees or Seniors

I help clients transition to and through retirement by providing tax-efficient retirement planning and investment management services for a flat-fee.

Major Milestones I Specialize In

Retirement Planning

Our 7 Steps to Financial Planning

Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.

Summarized from the CFP® Board's Practice Standards. cfp.net

My Process

Helping retirees turn savings into confident, tax-efficient income. Hi, I’m Paul Staib, Founder of Staib Financial Planning, LLC. I work with individuals and couples to reduce taxes, create reliable retirement income, and make smart decisions during the transition into retirement. My practice is built around helping retirees navigate complex tax and income decisions with clarity and confidence. Clients often tell me they value having a clear plan - and a trusted partner - as they navigate retirement. Many clients come to me asking: * When should I claim Social Security? * How much can I safely spend each year? * How do I reduce taxes on my IRA and investments? * How do I stay on track when markets are volatile? * My role is to bring clarity to those decisions and help you enjoy retirement without constantly worrying about money. How I work I’m a fee-only, fiduciary advisor, paid a flat, transparent fee — no commissions and no percentage-of-assets charges. I intentionally serve a limited number of clients so every family receives thoughtful, personal guidance. My goal is simple: to help you feel confident, organized, and in control, so you can spend more time enjoying retirement and less time worrying about finances.

Disclosures

This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.

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Financial Planner Certifications

Securities Registrations or Exam Qualifications

Series 65

Designations & Certifications

CFP®

Technical Skills

Investment and Portfolio

Tax Planning

Retirement Income and Distribution

Compensation

This planner self-certifies that the information in this profile is accurate. Consumers should independently verify the planner’s credentials, registration, and background through CFP Board, the SEC, and FINRA BrokerCheck.

Compensation Methods

Fee Only

Fee-only means a CFP® professional may describe his or her practice as "fee-only" if, and only if, all the planner's compensation from all client work comes exclusively from clients in the form of fixed, flat, hourly, percentage, or performance-based fees.