Patrick Moore

My Process

Our planning process We're held to a fiduciary standard, which means we're obligated to put your interests ahead of our own when we advise you. It's also why we'd rather teach than tell. Our job is to lay out your options clearly enough that you can make the call yourself. In our experience, that leads to well thought out plans and decisions that allow you to achieve your goals. Planning is an ongoing relationship, not a one-time deliverable, and for business owners it can't be separated from taxes. So we work in a deliberate order: Tax Planning comes first. Every decision gets weighed for its tax impact proactively each year. Rather than wait until April, we get ahead of the tax crunch to help identify lifetime savings and plans that hold up under IRS scrutiny. Protection Planning comes next. Protection may be easy to ignore, but the cost of waiting here can be catastrophic. We'll show you what it could take to cover your expenses, replace your income, or fully fund your plan. We then let you choose the level that fits. Investment Planning follows from the plan, not the other way around. We match investments to when you'll need the money. Less volatile investments for the near term and growth-oriented for your long-term investments - without trying to time the market. Ironclad is an independent, fee-based firm. If that sounds like the right fit, we'd love to see how we can help.