Business Owners
Small business owners need to coordinate the tax planning within their business and personal lives to achieve the best overall result.
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My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
Retirees or Seniors
A key part of any retirement plan is creating retirement income in the most tax efficient manner.
Pre-Retiree
As you approach retirement, having a clear plan with measurable targets is key to knowing whether you are on track to reach your goals.
Major Milestones I Specialize In
Compensation Changes
Review your updated compensation to ensure you have a plan for how to save and invest excess cash flow or live within your new compensation.
Retirement Planning
Begin by creating a clear plan that incorporates retirement income, tax planning, estate strategy, and wealth protection.
Sudden Wealth or Inheritance
Take your time and seek out quality advice before making any significant decisions. Make the right decision is better than a fast decision.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
We are a fiduciary, fee-only, independent wealth management firm that is committed to providing full-service investment management and financial planning to our clients. We include one of our in-house CPAs in the ongoing planning process and utilize our professional network of estate and insurance professionals to integrate detailed tax, estate, insurance, and charitable giving planning into the full wealth management process. We are committed to generational service so that we can be the last wealth management firm our clients will ever need. Our clients are individuals and families who need comprehensive wealth management services, whose largest lifetime expense is taxes, and who value having an advisor who can plan and coordinate all areas of their financial life. We are dedicated to helping each of our clients keep more of what they make, make more with what they have, and create a legacy that will last beyond their lifetimes. As an SEC-registered investment advisory firm located in Fargo, ND, we work with clients regardless of location using virtual meetings or are happy to meet in-person with clients from the local area. If you are interested in learning more about our firm or would like a free consultation to see if what we do is right for you, please feel free to reach out to us at [email protected] or visit our website at pw-wm.com.
Disclosures
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.