Michelle Crumm

President and Owner

CFP®, CPA

Belle Eve Financial, LLC7594 Base Lake Rd, Dexter, MI 48130-9661

My Approach

At Belle Eve Financial, I work primarily with women, couples, and individuals in their 40s, 50s, and 60s who are preparing for retirement, transitioning into retirement, or navigating important life changes. My clients are often successful professionals, business owners, and families who have worked hard to build their wealth and want to make thoughtful decisions about what comes next. I specialize in helping clients navigate retirement decisions, tax-efficient strategies, investment management, estate planning, and the financial complexities that come with life transitions such as selling a business, receiving an inheritance, changing careers, or losing a spouse. My approach is personal, collaborative, and grounded in education. I believe financial planning should provide clarity, confidence, and an actionable path forward. Most importantly, I want clients to feel empowered to use their money to create a meaningful and fulfilling life—not simply accumulate more of it.

The Clients I Serve

Black Americans, Business Owners, Executives, GenX, Physicians & Healthcare, Pre-Retiree, Retirees or Seniors, Single Parent, Women & Female Leaders, Working in Retirement

Major Milestones I Specialize In

Early Retirement or Financial Independence, Retirement Planning, Sudden Wealth or Inheritance

Our 7 Steps to Financial Planning

Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.

Summarized from the CFP® Board's Practice Standards. cfp.net

My Process

At Belle Eve Financial, I believe financial planning should be about more than just managing investments. It's about helping people feel secure and confident about their financial future so they can spend more time enjoying the life they've worked hard to build. As a CERTIFIED FINANCIAL PLANNER™ professional, CPA, and MBA, I bring both financial expertise and real-world experience as an entrepreneur, business owner, and financial advisor. I work primarily with women, couples, and individuals approaching or navigating retirement who want thoughtful, comprehensive advice and a trusted partner to help them make informed decisions. What sets Belle Eve apart is our personal, comprehensive approach. Rather than focusing solely on investment performance, I look at the entire financial picture—including retirement income, investments, tax strategies, estate planning, insurance, and cash flow. These decisions are interconnected, and I believe the greatest value comes from making sure everything works together. I also believe in transparent pricing. Belle Eve charges a single annual planning fee based on net worth rather than a traditional percentage of assets under management. This allows me to focus on the advice and planning that best serves each client, without tying my compensation to investment decisions. Clients can expect a collaborative, educational, and action-oriented relationship. I take the time to understand what matters most to them, explain complicated financial topics in plain English, and turn thoughtful planning into specific next steps. We meet regularly, monitor their financial picture, and adjust strategies as their lives evolve. My goal isn't simply to help clients accumulate more money. It's to help them make smart decisions, align their money with their values, and feel confident that they can live the life they want—both today and in retirement.

Disclosures

This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.

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Financial Planner Certifications

Designations & Certifications

CFP®

CPA

Technical Skills

Investment and Portfolio

Tax Planning

Retirement Income and Distribution

Estate, Trust, and Legacy Planning

Cash Flow and Debt Optimization

Concentrated Stock and Diversification Planning

Compensation

This planner self-certifies that the information in this profile is accurate. Consumers should independently verify the planner’s credentials, registration, and background through CFP Board, the SEC, and FINRA BrokerCheck.

Compensation Methods

Fee Only

Fee-only means a CFP® professional may describe his or her practice as "fee-only" if, and only if, all the planner's compensation from all client work comes exclusively from clients in the form of fixed, flat, hourly, percentage, or performance-based fees.