Matthew Heitman

Managing Partner

CFP®, CFA®, ChFC®, Chartered Retirement Planning Counselor® (CRPC®)

LinkedIn Website

NWMG11260 Chester Road, Suite 250, Cincinnati, OH 45246

Broker Affiliation: None/NA

Our 7 Steps to Financial Planning

Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.

Summarized from the CFP® Board's Practice Standards. cfp.net

Disclosures

This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.

FINRA BrokerCheck SEC Investment Adviser Public Disclosure

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Financial Planner Certifications

Designations & Certifications

CFP®

CFA®

ChFC®

Technical Skills

Retirement Income and Distribution

Estate, Trust, and Legacy Planning

Compensation

Compensation Methods

Fee Only

Fee-only means a CFP® professional may describe his or her practice as "fee-only" if, and only if, all the planner's compensation from all client work comes exclusively from clients in the form of fixed, flat, hourly, percentage, or performance-based fees.

Assets Under Management (AUM): Fee for ongoing active management of your portfolio, upon which a percentage of assets is assessed. Refer to the planner's Form ADV for details.
Percentage of Metrics: A fee calculated as a small percentage of your income or net worth. Best if you want your planner's cost directly tied to your broader financial picture.
Subscription: A predictable, recurring fee (monthly or annually) for continuous advice. Perfect if you want ongoing guidance with a clear, fixed cost known upfront.