Business Owners
Don’t let your business be your only retirement plan. Build personal savings, manage risk, and plan your exit early.
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My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
Physicians & Healthcare
Protect your income, build long-term savings, and coordinate retirement, insurance, and tax planning early.
Women & Female Leaders
Build financial independence with a plan for saving, investing, protection, and long-term goals.
Major Milestones I Specialize In
Retirement Planning
Plan for income, expenses, healthcare, and taxes so your retirement strategy can support the life you want.
Sudden Wealth or Inheritance
Pause before making big decisions. Clarify your goals, taxes, and priorities before investing or spending.
Widowhood
Take your time with major decisions. Focus first on cash flow, benefits, protection, and your most immediate needs.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
As a CFP® professional with more than 20 years of experience in financial services, I help individuals and families make sense of the many financial decisions that can come with different stages of life. My approach starts with listening. I take the time to understand what matters most to you, including your goals, concerns, family priorities, and financial circumstances, before developing recommendations. Based on your needs and priorities, our work may include retirement and income planning, investment planning, education funding, insurance and risk management, and coordination with attorneys, CPAs, and other professionals on tax and estate planning considerations. My practice offers fee-based financial planning for clients who want a more comprehensive look at their financial picture. Depending on the products or services selected, other forms of compensation may also apply and will be disclosed as appropriate. You can expect clear explanations, thoughtful recommendations, and ongoing communication as your needs and circumstances change. My goal is to help you better understand your options, organize your financial priorities, and make informed decisions with greater confidence. I speak English, Mandarin, Cantonese, and Hakka and enjoy working with individuals and families from a variety of backgrounds and stages of life.
Disclosures
Lily Ho is a Registered Representative offering securities and services through JK Financial Services, Inc. A member of FINRA, SIPC. Office: 149 Cross Rail Lane, Ste 102, Norco, Ca 92860. Tel 714-704-1818; Securities offered through J K Financial Services, Inc. Member FINRA/SIPC. Advisory services offered through JPL Wealth Management Inc., a registered investment adviser. www.jplwealth.com Insurance products are offered through JPL Financial and Insurance Services Inc. J K Financial Services, Inc. is NOT a registered investment adviser, and is fully independent from JPL Wealth Management Inc and JPL Financial and Insurance Services Inc. The CFP® designation applies only to outside business activities provided by JPL Wealth Management Inc. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.