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Kimberly Lutes
Wealth Advisor
CFP®, CLU, FLMI, AAMS
Lutes Wealth PlanningSaint Petersburg, FL 33713-3221
Broker Affiliation: LPL Financial
Languages: English
My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
LGBTQ+
Women & Female Leaders
Major Milestones I Specialize In
Career Changes or Job Loss
Retirement Planning
Sudden Wealth or Inheritance
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
Communication, education, and planning are as important to us as the management of your investments. We use professional money managers so we have time to meet with you on a regular basis, update your financial plan, proactively adjust your strategy, and be available for your questions and concerns. Other parts of your financial life matter, so we include estate planning, tax planning, insurance planning, cash management, debt management, and other items in our discussions.
Disclosures
Securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. The information contained in this email message is being transmitted to and is intended for the use of only the individual(s) to whom it is addressed. If the reader of this message is not the intended recipient, you are hereby advised that any dissemination, distribution or copying of this message is strictly prohibited. If you have received this message in error, please immediately delete.
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.