Pre-Retiree
Give yourself options. Start retirement planning early and prepare for surprises. The more time you have, the more choices you'll have.
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My Approach
I help women and couples approaching or living in retirement make informed financial decisions through a collaborative, values-based planning process that brings clarity, confidence, and peace of mind.
The Clients I Serve
Retirees or Seniors
Focus on the outcomes you want, not the specific path. Flexibility helps you navigate life's changes.
Women & Female Leaders
Take charge of your financial future. Build a plan that reflects your values, supports your goals and allows you to live life on your terms.
Also: Working in Retirement
Major Milestones I Specialize In
Retirement Planning
Retirement planning isn't about predicting the future. It's about preparing for the possibilities.
Sudden Wealth or Inheritance
New wealth creates opportunity. Be intentional about using it in ways that reflect what matters most to you.
Widowhood
You don't have to figure everything out at once. Take one step at a time and seek support when needed.
Also: Caregiving for Aging Relatives, Death in the Family, End of Life and Legacy Planning
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
At Bright Women Financial, financial planning is a collaborative process, not a one-time transaction. I partner with clients to understand their goals, values, and vision for the future, then help them make informed decisions that align their financial resources with the life they want to live. What sets my practice apart is a holistic, relationship-centered approach that looks beyond investments alone. We explore retirement readiness, cash flow, taxes, insurance, estate considerations, and other key areas that influence long-term financial independence and security. Rather than providing generic recommendations, I develop personalized strategies tailored to each client's circumstances, priorities, and comfort level. Clients can expect a structured planning process that unfolds over a series of meetings, allowing time for thoughtful discussion, education, and analysis. Together, we evaluate opportunities, consider tradeoffs, and create an actionable plan designed to support confident decision-making. My goal is to provide clarity, reduce financial stress, and empower clients to move forward with purpose and confidence. For clients seeking ongoing guidance, the relationship continues through regular reviews and updates as life evolves, ensuring that financial strategies remain aligned with changing goals and circumstances.
Disclosures
Bright Women Financial offers advisory services through XYPN Sapphire, an SEC- Registered Investment Adviser.
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.