Kelvin Cui

My Process

Financial planning is personal, so we begin with you. Here’s what to expect. 1. Let’s get acquainted We start with a friendly, no-obligation conversation about what matters to you. If we decide to work together, we’ll explain in writing what we’ll do, what it costs, and how we’re paid. 2. We learn your story We look at your income, spending, savings, investments, insurance, taxes, and estate documents. We also want to know about your family, your work, and how you feel about money. The numbers show where you are, and your story shows where you’re headed. 3. We define your goals Together, we turn “I want to retire comfortably” into clear goals with dates and dollar amounts. When goals compete, we help you sort out what comes first. 4. We explore your options We look at where your current path leads and compare alternatives, including: Retirement income and how long your savings will last Tax strategies and Social Security timing Investments that fit your goals and comfort level Insurance and estate planning, coordinated with your attorney 5. You receive your plan You’ll get a written plan in plain language, with clear recommendations and the reasons behind them. We walk through it together, answer your questions, and you decide how to move forward. 6. We put it into action We give you a simple action list and work with your attorney, insurance professionals, and other advisors so nothing falls through the cracks. 7. We stay by your side Life changes, and your plan should too. We meet regularly to check in and adjust, and we’re here between meetings when something big happens, like a new job, a new baby, or an unexpected change. Ready to take the first step? Schedule a complimentary introductory meeting. We’d love to meet you.