Juan Leon Munoz

Financial Planner

CFP®, AIF®, CRC®, AAMS®

Life Strategy Financial17515 Spring-Cypress, C #569, Cypress, TX 77429

Languages: English, Spanish

My Approach

Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.

The Clients I Serve

Executives

Executives work hard to build their careers, income, and wealth—but managing all the moving pieces can become increasingly complex. Life Strategy Financial helps executives bring those pieces together through personalized financial planning and wealth management.

Retirees or Seniors

Retirement is about more than having enough money saved. It's about knowing how to use your wealth to support the life you've worked hard to build. Life Strategy Financial helps retirees bring their investments, retirement accounts, Social Security, taxes, insurance, and estate-planning goals together into one coordinated strategy. Our goal is to help you create a retirement income plan that supports your lifestyle today while thoughtfully preparing for tomorrow. Whether your priorities are traveling, spending time with family, pursuing your passions, or leaving a legacy, we help you make informed financial decisions with a strategy designed around your goals.

Pre-Retiree

The years leading up to retirement can be some of the most important financial years of your life. It's no longer just about accumulating wealth—it's about preparing to turn that wealth into the retirement you've envisioned. Life Strategy Financial helps pre-retirees bring their investments, retirement accounts, Social Security, taxes, insurance, and other financial considerations together into a coordinated retirement strategy. We help you answer the important questions before you retire: Am I on track? How much can I spend? When should I retire? How will I create income? And how can I make my money work for me throughout retirement? The goal is to enter retirement with a thoughtful strategy, greater clarity, and a financial plan built around the life you want to live.

Major Milestones I Specialize In

Early Retirement or Financial Independence

Nearing and entering retirement, you want to be confident that things are going to be alright. You need a plan in place that can ensure a stable income while accommodating your retirement goals and dreams. Whether it’s relaxing on the cruise deck or crossing the country in your dream RV, we want to help you get there.

Funding Education

Being able to send your children off to college is an important milestone in any parent’s life. We’ll help you start saving now for everything your child will need including tuition, room and board, books and supplies. Or if you’re tackling your own student loan debt, we can discuss your repayment options as well.

Retirement Planning

Nearing and entering retirement, you want to be confident that things are going to be alright. You need a plan in place that can ensure a stable income while accommodating your retirement goals and dreams. Whether it’s relaxing on the cruise deck or crossing the country in your dream RV, we want to help you get there.

Our 7 Steps to Financial Planning

Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.

Summarized from the CFP® Board's Practice Standards. cfp.net

My Process

Our mission is to guide you on a journey towards financial empowerment and security. We believe that every individual, family, and business deserve the peace of mind that comes from a well-crafted financial plan. We understand that your financial journey is as unique as you are. That’s why our value proposition centers around delivering tailored, insightful, and comprehensive financial planning services that empower you to achieve your goals and dreams.

Disclosures

This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.

FINRA BrokerCheck SEC Investment Adviser Public Disclosure

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Financial Planner Certifications

Designations & Certifications

CFP®

Technical Skills

Investment and Portfolio

Retirement Income and Distribution

Concentrated Stock and Diversification Planning

Compensation

Compensation Methods

Fee Only

Fee-only means a CFP® professional may describe his or her practice as "fee-only" if, and only if, all the planner's compensation from all client work comes exclusively from clients in the form of fixed, flat, hourly, percentage, or performance-based fees.

Assets Under Management (AUM): Fee for ongoing active management of your portfolio, upon which a percentage of assets is assessed. Refer to the planner's Form ADV for details.
Hourly: Pay a fixed rate only for the time spent on your plan. Great if you have a few specific questions or need occasional advice on a flexible basis.
Project-Based: A one-time flat fee for a specific project—like a single topic or a complete financial plan. Ideal if you just need advice right now without an ongoing commitment.