GenX
Balance career and benefits with a roadmap that prioritizes tax-efficiency—without losing control of your investments.
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Josh Gallogly
Managing Member and Founder, CERTIFIED FINANCIAL PLANNER®
CFP®, EA
My Approach
Independent, fee-only, and advice-only retirement and tax planning for DIY investors. Get objective fiduciary guidance while keeping full control of your investments—no AUM fees, commissions, or product sales.
The Clients I Serve
Retirees or Seniors
Get objective retirement advice without handing over your accounts. You stay in the driver's seat; I provide the map.
Women & Female Leaders
You deserve confidence. I act as your financial advocate, providing tax-smart strategy while you stay in control.
Major Milestones I Specialize In
Early Retirement or Financial Independence
Achieve financial independence without giving up your assets. Focus on tax-smart strategy and a clear financial roadmap.
End of Life and Legacy Planning
Your legacy is your roadmap. Organize it today to ensure a tax-efficient, seamless transfer that honors your values.
Retirement Planning
Retirement is a transition, not a sales process. Get a tax-smart roadmap while keeping full control of your investments.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
I provide fee-only, fiduciary financial planning for DIY investors who want to stay in control of their assets. My process is simple: We start with a flat-fee engagement to build your personalized financial roadmap—covering retirement, tax strategy, and investment recommendations. Once the foundation is set, you can access ongoing guidance through flexible, hourly financial advising. My advice-only financial planning model means I do not manage assets or sell insurance and annuity products, eliminating typical industry conflicts. Drawing on my background as a Registered Nurse, I bring a client-advocate mindset to your finances, identifying blind spots and helping you avoid costly mistakes. What you can expect: Transparent, plain-English financial advice tailored to your goals and objectives. You keep full control of your investments while partnering with a tax-focused retirement planner dedicated to your long-term success.
Disclosures
Not Applicable
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.