James M. Schless

CFP®

CFP®, CPBC

Cambridge353 Summerset Dr, Saint Johns, FL 32259-8885

Broker Affiliation: Cambridge Investment Research, Inc.

My Approach

Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.

The Clients I Serve

Government & Military

Really need to understand your benefits during active career and in retirement.

Pre-Retiree

The sooner you start your plan, the less risk you will have to take.

Retirees or Seniors

Hopefully we have arrived at a planned retirement, now how do we enjoy the fruits of our lifelong investment journey and how do we incorporate your earned benefits into your active retirement.

Major Milestones I Specialize In

Death in the Family

Take time to care for the family and we will move at your pace.

Early Retirement or Financial Independence

This is great news, what does early retirement look like to you? How can I assist?

Retirement Planning

Make sure you integrate all your government benefits to include SS and Medicare to your retirement planning. Next, what does your retirement look like to you?

Our 7 Steps to Financial Planning

Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.

Summarized from the CFP® Board's Practice Standards. cfp.net

My Process

First, both parties must agree they want to work with each other. Once that is established, we set expectations and roll from there.

Disclosures

This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.