Business Owners
Make sure you enjoy the NOW, both in work as well as in your family/personal life. A good balance between business and personal life is the KEY
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FV
Dr. Frank R. van Lerven
Cross Border Financial Planner and Coach
CFP®
Financial PlannerCalle Sidney 53, Estepona, Malaga 29680
Broker Affiliation: None/NA
Languages: German, English, Dutch
My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
Executives
Pay good attention to the right work and famly/personal life balance
Pre-Retiree
Bring in a CFP(R) for comprehensive financial planning, looking at all your assets, the income it can produce and what your expected lifestyle budget would be
Major Milestones I Specialize In
End of Life and Legacy Planning
Share all thought and concerns with me, and we are going to list them. Once listed, we are going to address how to cover these. Important is that it is "off your mind" (and potential headache) as it is taken care of
Retirement Planning
Make sure you are contributing to retirement plans! Either through your employer or set up by yourself. Start as early as possible
Widowhood
Take time, plenty of time to accept your Widowhood and slowly start to address the financial implications
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
We start meeting via Zoom or Teams to get to know each other. In this meeting you, the client, can share what your needs and requirements are. I have a good listening ear, will summarize what my understanding is of your needs and then let you know whether I can be of help. If I cannot I will introduce you to people who can. If I can help you, I will briefly outline how and what would be involved., including fees. My expertise is particularly in the area of US and other countries (jurisdiction) based on now close to 40 years of experience, with an eye not only on rules®ulations but also quality of living!
Disclosures
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.