Business Owners
You’ve worked too hard to let inefficiencies, blind spots, or lack of planning erode what you’ve built.
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Frank A. Virgallito
CERTIFIED FINANCIAL PLANNER
CFP®, CA Insurance License#: 0E89037CA
Arktos Wealth Management
My Approach
Trust. Honesty. Integrity. These are more than just words to us—they’re the foundation of every relationship we build. While others may use these terms as marketing buzzwords, we live them out in every interaction, every day. We operate under a simple tenet; “treat others as we would want to be treated.” We know our clients have a choice when selecting their financial professional, and our relationship deserves to be treated with respect, professionalism, and confidentiality.
The Clients I Serve
Executives
High Income Creates Opportunity. Smart Decisions Turn It Into Wealth.
Women & Female Leaders
When Life Changes, You Deserve Clarity — Not More Uncertainty
Also: High Earning First Generation, Millennials & GenZ, Physicians & Healthcare, Pre-Retiree, Retirees or Seniors
Major Milestones I Specialize In
Getting Married and Starting a Family
Everything is new, including your new family. This is the time to lay the foundation for successful growth and protection.
Widowhood
At this vulnerable time in your life, don't rush into any financially related decision before discussing all aspects of the outcome.
Also: Death in the Family, Divorce Planning, End of Life and Legacy Planning, Retirement Planning, Sudden Wealth or Inheritance
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
Trust. Honesty. Integrity. These are more than just words to us—they’re the foundation of every relationship we build. While others may use these terms as marketing buzzwords, we live them out in every interaction, every day. We operate under a simple tenet; “treat others as we would want to be treated.” We know our clients have a choice when selecting their financial professional, and our relationship deserves to be treated with respect, professionalism, and confidentiality. When you choose us as your financial advisors, you’re not just another account in our system. We take the time to truly understand your unique financial goals and challenges. Here’s how we stand apart: We pride ourselves on being transparent. We’ll always give you honest advice—even if it’s not what you want to hear—because that’s what trust is built on. Since 2006, Arktos Wealth Management has been a trusted and local resource to families and businesses in our community. We have the experience, knowledge, and independence to guide you through life’s important transitions. As a CERTIFIED FINANCIAL PLANNER™, we disclose any conflicts of interest prior to engaging services while operating a transparent business model. Our compensation method is disclosed upfront to avoid surprises, and clients can rest assured they are paying a fair price for services received. We hold ourselves accountable to deliver advice that is relevant to today’s rapid-shifting regulations and market trends. Our clients receive unbiased advice accompanied with proven strategies aligned to their goals and needs. In short, we develop a clear and personalized map to guide our clients through life’s beautiful journey. Isn’t it time you put your financial house in order?
Disclosures
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through The AmeriFlex Group®, a Registered Investment Adviser. Cambridge is a minority owner of The AmeriFlex Group®. Other entities and/or marketing names, products or services referenced here are independent of Cambridge. CA Insurance License #0E89037
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.