Physicians & Healthcare
Deferring taxes lowers this year's tax bill and can raise what a physician pays over a lifetime. Planning across decades changes that math.
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Daniel C. Andersen
President and Senior Advisor
CFP®
Parkshore Wealth Management5940 Granite Lake Dr., Granite Bay, CA 95746
Languages: English, Spanish
My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
Retirees or Seniors
Which accounts you draw from in retirement, and in what order, can matter as much as what you earn on them. Set the order before you retire.
Major Milestones I Specialize In
Early Retirement or Financial Independence
You cannot tap retirement accounts penalty-free until 59½, and Medicare does not start until 65. Early retirees need a plan for both.
Retirement Planning
Test-drive your retirement budget while you are still working. Living on that number for a year tells you more than any projection.
Sudden Wealth or Inheritance
Sudden money from an inheritance rewards patience. Hold the cash for six months, then decide what to spend, invest, or give away.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
We like to start with a free consultation where we chat about your current situation and what you're hoping to accomplish moving forward. From there we build out a game plan: financial planning, investment planning, portfolio management, tax strategy. Then we meet regularly to review and update, so things keep progressing as life changes. Most of the value shows up in the years after the plan is written, when the decisions actually come up. A few things that make us different. We're an independent, fee-only firm, so we're paid by our clients and not by selling anything. Tax strategy is part of the plan. And you'll work with the same team year after year.
Disclosures
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.