Government & Military
Be sure to leverage your built-in wealth multiplier by contributing enough to maximize the 5% government matching contribution on your Thrift Savings Plan.
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Charles Daniel Miller
Financial Advisor
CFP®, Accredited Portfolio Management Advisor (APMA®)
Ameriprise Financial10955 Lowell Ave, Ste 420, Overland Park, KS 66210
Broker Affiliation: Ameriprise Financial Services, Inc.
My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
Retirees or Seniors
Be sure to implement a dynamic, tax-efficient withdrawal strategy rather than pulling from retirement accounts randomly.
Pre-Retiree
Take full advantage of Roth contributory IRAs and consider Roth conversions to build a tax-free pot of money for retirement, allowing you to minimize the "tax bomb" of Required Minimum Distributions and Medicare premium surcharges in later years of retirement.
Major Milestones I Specialize In
End of Life and Legacy Planning
Consider account consolidation to drastically simplify your financial footprint and apply direct beneficiary designations across all accounts.
Retirement Planning
Shift your mindset from building a net worth number to engineering a reliable, inflation-adjusted income floor.
Sudden Wealth or Inheritance
Hire a fiduciary CERTIFIED FINANCIAL PLANNER® practitioner to act in your best interest and protect you from biased sales pitches.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
I work with you to determine the service and solutions that fit your financial needs and priorities. Through financial advice, investments and solution recommendations, as well as progress meetings and smart technology, I can help you achieve your financial goals and adjust to whatever life brings. I'm here to help you feel more confident, connected and in control of your financial life.
Disclosures
Ameriprise Financial and its affiliates do not offer tax or legal advice. Consult with a tax advisor or attorney. Ameriprise Financial cannot guarantee future financial results. NOT FDIC or NCUA INSURED | NO FINANCIAL INSTITUTION GUARANTEE | MAY LOSE VALUE Asset allocation does not assure a profit or protect against loss. Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.