Angel Mendez

My Process

I work with clients using the CFP Board's seven-step financial planning process, so every recommendation is built on a clear understanding of you and your goals, not on a one-size-fits-all product. Here's what you can expect: 1. Understand your situation. We start with a conversation about your finances, family, career, and concerns, so the plan reflects your real life. 2. Identify your goals. We define and prioritize what matters most to you, whether that's retirement, supporting family, managing an inheritance, or reducing taxes. 3. Analyze where you stand. I review your current path, along with alternatives, to show where you're on track and where there are gaps or opportunities. 4. Develop recommendations. I build a tailored plan covering investments, taxes, retirement income, and estate considerations as they apply to you. 5. Present the plan. We walk through it together in plain language, so you understand the reasoning and can ask questions before deciding anything. 6. Implement. I help put the plan into action, from funding accounts to paperwork and coordinating with your CPA and/or attorney. 7. Monitor and update. Life changes, so we review progress regularly and adjust the plan as your goals, the markets, and the tax rules change.