Black Americans
The next financial decision you make is the one you still control. Make that financial decision on purpose, and know how the person advising you gets paid before you take the advice.
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My Approach
Financial planning isn't one-size-fits-all. I specialize in helping individuals and families navigate the complex financial crossroads of life, focusing heavily on these unique groups and the major moments that define their journeys.
The Clients I Serve
High Earning First Generation
As the first in your circle to build serious wealth, you’ll face unique financial demands from loved ones that multi-generational wealth rarely encounters. Decide exactly how much you are comfortable with giving and/or investing before anyone asks, because a boundary set in advance protects both your relationships and your wealth.
Women & Female Leaders
Your wealth is not only a safety net, but an instrument that supports your long term financial independence.
Major Milestones I Specialize In
Early Retirement or Financial Independence
Stop focusing entirely on hitting your 'number' and start planning how to bulletproof your portfolio against sequence-of-returns risk during your critical transition years.
Retirement Planning
Let's move the focus from how big your nest egg is and make a plan on how to turn that savings into a reliable monthly paycheck while covering your healthcare until Medicare kicks in.
Sudden Wealth or Inheritance
Pause before making any fast decisions, keep your windfall confidential, and do absolutely nothing major with the money for the first six months while you build an elite team of experts.
Our 7 Steps to Financial Planning
Certified Financial Planners have a proven blueprint for success—but your planner builds it entirely around you.
Summarized from the CFP® Board's Practice Standards. cfp.net
My Process
We begin with what’s most important to you financially. Your interest comes first, in my process. I hold no assets, sell no products, and earn no commissions, which means the advice you receive is based on what’s best for you. If we decide to work together, you get a written plan with prioritized action steps; first, next, later, so your focus remains clear. Every meeting ends with the next meeting scheduled and action items set. Between sessions, I can coordinate directly with your CPA, attorney, and insurance professional to eliminate costly communication gaps. As life changes, whether through job transitions, market shifts, or family needs, ongoing planning ensures your strategy adapts. Quarterly sessions address tax strategy, insurance reviews, year-end decisions, and estate planning, anchored by an annual financial plan update.
Disclosures
A Small Investment, LLC (“ASI”) is a registered investment advisor offering advisory services in the State of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. A Small Investment, LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments. This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon for purposes of transacting in securities or other investment vehicles. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, A Small Investment, LLC (referred to as “ASI”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose. All opinions and estimates constitute ASI’s judgment as of the date of this communication and are subject to change without notice. ASI does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall ASI be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if ASI or a ASI authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.
This material is provided for informational purposes only and does not constitute investment, tax, or legal advice. It is not a recommendation or solicitation to buy or sell any security, insurance product, or investment strategy. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Tax and legal matters are outside the scope of this engagement; consult your attorney, accountant, and other qualified professionals before making financial decisions. Additional information about this financial professional, including registration status and disciplinary history, is available through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website.