Michael Emser is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at in Williamsville, NY and the surrounding communities.
7, 24, 63
Last month we looked at several common investment abuses, such as misrepresentation, unsuitable recommendations, and excessive trading. Now we...
Read More >
Occupying the fifth position in the Chinese Zodiac, the Dragon is the mightiest of the signs. The Dragon is a creature of myth and legend, and...
Read More >
Traditional economics holds that people process information in an objective and unbiased manner. The reality, however, is that most people...
Read More >
I wanted to take a moment to tell you a story of a ‘reverse mortgage’ plac...
Read More >
Even with recent revisions to the Federal Estate Tax System, many people are still rightfully concerned over costs when their assets pass to...
Read More >
If you are stressed by debt and can't pay your bills on time, especially credit card debt, you may want to enlist the help of a nonprofit...
Read More >
Long before Bernard Madoff was arrested and charged with securities fraud, many Americans would often be invited to free-lunch seminars to...
Read More >
It is time for a new phone. It is? I have not learned to use many of the features my current phone. This phone still works fine. I will have to...
Read More >
The number of individuals getting late in life divorces has quietly increased over the last several years. The U.S. now has the highest...
Read More >
It's never too early for military personnel and their families to start talking about the right financial steps to make when returning home.One...
Read More >
