Joshua Ross, CFP<sup>&reg;</sup> - Financial Advisor

Joshua Ross, CFP®

EA, MBA

Founder and Lead Planner 1814.71 Miles

Energized Retirement Planners

4007 State St Ste 114
Bismarck, ND 58503
FINANCIAL ADVISOR'S WEBSITE
(701) 202-5328 CONNECT WITH Joshua
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General

Joshua Ross is a CERTIFIED FINANCIAL PLANNER® professional and member of the Financial Planning Association, serving clients at Energized Retirement Planners in Bismarck, ND and the surrounding communities.

Financial Advisor Overview

Who might benefit from an intro meeting with our team? If you: Are retired or within 5 years of retirement. Have $1,000,000+ of investable assets. Desire to minimize the tax impact of 401k or IRA withdrawals. Want to maximize Roth conversions. Are tired of going back and forth between an investment advisor and CPA while still not having a plan for reducing lifetime taxes. Are interested in developing retirement income strategies to minimize taxes. Want an estate plan that minimizes family friction and family taxes. Prefer the simplification of having tax preparation bundled in. If this sounds like you, we might be a good fit! We work with clients in-person locally and virtually across the country.

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Financial Advisor Experience

Welcome! I grew up on a farm as part of a family of seven. I've been a resident of Bismarck since graduating from the University of Mary with my finance degree and MBA. During my earlier corporate career with a local Fortune 500 company, I enjoyed many financial conversations with pre-retirees. A recurring theme was advisors were handling their investments, but not as helpful with other important parts of retirement such as tax reduction or legacy planning. Energized Retirement Planners was formed to fill this void with a specialized team who provide retirement planning that includes not just investment management but also tax advice, cash flow, healthcare and estate strategies. Key to providing tax advice and avoid the common advisor refrain of "check with your tax professional," I acquired my Enrolled Agent (EA) designation from the IRS. Now clients are able to maximize spending while minimizing income tax and other expenses such as Medicare surcharges. We added tax preparation to become an all-in-one firm. To ensure clients receive the most in-depth retirement planning advice, I obtained my Certified Financial Planner® professional designation - the gold standard of excellence for financial planners. At all times when providing Financial Advice to a client, a CFP® professional must act as a fiduciary, and therefore, act in the best interests of the client. When I’m not assisting clients, my family loves attending school activities or chauffeuring our two dogs, Mia and Brynn, to the river. If you see a muddy red truck with two dogs hanging out the window, it might be me.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 66

Designations & Certifications

  • CERTIFIED FINANCIAL PLANNER®
  • Other - EA

Broker-Dealer Disclaimer

Securities offered through Van Clemens & Co., member FINRA and SIPC. Advisory services offered through Van Clemens Wealth Management, an SEC registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Energized Retirement Planners.
FINRA BrokerCheck

Financial Advisor's Specialties

Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Annuities, Asset Allocation, Estate Planning, Investment Management, Mutual Funds, Retirement, Stocks & Bonds, Personal Taxes

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Helpful Financial Planning Resources