Alan Rhode, CFP<sup>&reg;</sup> - Financial Advisor

Alan Rhode, CFP®

CPWA®, CEPA®

US Top 100 Financial Advisor | Founder & CEO | Private Wealth Advisor 1237.2 Miles

Modern Wealth

730 PENLLYN BLUE BELL PIKE
Blue Bell, PA 19422-1651
FINANCIAL ADVISOR'S WEBSITE
(888) 692-3897 CONNECT WITH Alan
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General

Alan Rhode is a CERTIFIED FINANCIAL PLANNER® professional and member of the Financial Planning Association, serving clients at Modern Wealth in Blue Bell, PA and the surrounding communities.

Financial Advisor Overview

Modern Wealth is a small practice on purpose. I am the only advisor, I serve about seventy-five households, and I do not plan to grow past what one person can do well. That means you talk to me. Not an associate, not a service team, and not someone new every couple of years. Most of my clients are business owners. Practice owners with partners and a buy-in or buy-out ahead. Founders whose company is the biggest thing they own and the one thing they cannot sell on a Tuesday. Owners with a sale or a handoff to a family member somewhere in view. What they have in common is that they look wealthy on paper and cannot touch most of it, and that no one has ever looked at the business and the household at the same time. So that is what I do. The personal plan and the business questions run together in one engagement rather than in two conversations that never meet. What you pay yourself affects your taxes. How your retirement plan is designed affects what the company is worth. How the business is structured determines what you actually keep when you sell it. Sent to four different professionals, each of those gets a reasonable answer and the whole thing still comes out worse than it should have. The work starts with your life, not your statements. My onboarding process is EVOKE®, from the Kinder Institute, and the first real question in it is what you would do with your time if the money were handled. Most people have not been asked that. Everything else gets built from the answer. After that, planning runs on an annual rhythm rather than a quarterly performance recap. Tax work happens before December, not in April. Valuation and exit work runs on its own timeline for owners heading toward a transition. Portfolios are low cost, evidence based, and built around the fact that you already have an enormous bet on one company. I am paid only by you. No commissions, no products, no referral fees, and a fiduciary oath signed with every client. Fees are flat or tiered, quoted in writing before you engage, and there are no surprises after. I am not the right advisor for everyone. If you want someone to pick stocks or beat an index, that is not this practice. If you want one person holding the whole picture, including the part of it that has a payroll, we should talk. The first step is a thirty minute phone call. No cost, no obligation, and no pitch.

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Financial Advisor Experience

have spent more than fifteen years in financial planning and founded Modern Wealth, a fee-only fiduciary firm in Blue Bell, Pennsylvania, in 2019. I hold the CFP®, CPWA®, CVGA®, CEPA®, and RLP® designations and graduated from Penn State with a degree in finance. I work with roughly seventy-five households. Most of my clients own a business. That focus came from my own family. My father ran a solo dental practice that supported us, and when he got sick I stepped in to keep it running and eventually led its sale so my mother would be secure. I learned how much depends on decisions made at the worst possible time, and how few advisors are actually equipped to help with them. So my practice covers both sides of an owner's financial life. On the personal side I handle retirement, investments, tax planning, estate coordination, insurance, cash flow, and education funding. On the business side I work on valuation, owner compensation, entity structure, retirement plan design, and exit planning. For an owner those are the same conversation, and splitting them across professionals who never speak to each other is how good decisions add up to a poor result. I am compensated only by my clients. There are no commissions, no product sales, and no referral payments, and I sign a fiduciary oath with every client. I am also the only advisor at the firm by choice, so the person you meet on the first call is the person you work with years later. New relationships start with EVOKE®, a life planning process from the Kinder Institute that begins with the life you want rather than with your account balances. The first meeting is a thirty minute phone call at no cost.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

65

Designations & Certifications

  • CERTIFIED FINANCIAL PLANNER®
  • Other - CEPA®, RLP®

Financial Advisor's Specialties

Budget & Debt Management, Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Charitable & Planned Giving, Banking, Asset Allocation, Business Taxes, Investment Management, Estate Planning, Employee Benefits, Mutual Funds, Real Estate, Insurance, Retirement, Stocks & Bonds, Life Planning, Startup, Succession Planning, Starting a Family, Long-term Care, Personal Taxes

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Helpful Financial Planning Resources