David M. Brown,  CFP<sup>&reg;</sup> - Financial Advisor

David M. Brown, CFP®


Financial Advisor

Spectrum Planning Group

301 NE 51st St, Ste 2150
Boca Raton, FL 33431
(800) 545-1520
(561) 982-0001


David Brown is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Spectrum Planning Group in Boca Raton, FL and the surrounding communities.

Financial Advisor Experience

Co-founder of The Spectrum Planning Group, formerly Gold Coast Services, in 1994 as a life and health insurance agency specializing in Long Term Care and a full service financial firm offering retirement and financial planning for clients in all stages of their life cycle.

Today, David’s primary role is overseeing the investment and income component of the financial plans for the firm’s investment clients and acts in the capacity of Securities Principal for the firms’ offices in Boca Raton, Florida, St. Louis, Missouri, Long Island, New York and Denver, Colorado. David manages assets using investment and income programs tailored to each client’s circumstances. His understanding and experience of the distribution phase of investing allows him to guide clients already in the retirement stage.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 24, 63, 65

Designations & Certifications

  • Chartered Financial Consultant (ChFC®)
  • Other - American Bar Association Paralegal Certificate

Insurance Licenses

  • Life insurance: FL
  • Property/casualty: FL
  • Fixed annuities: FL,NY, PA
  • Variable annuities: FL,NY, PA

Broker-Dealer Disclaimer

David M. Brown, CFP® ChFC, is registered with, supervised by, and offers securities through Kovack Securities, Inc. Member FINRA/SIPC

Financial Advisor's Specialties

Budget & Debt Management, Comprehensive Financial Planning, Attending College, 401(k)/403(b)/IRAs, Buying a Home, Charitable & Planned Giving, Annuities, Asset Allocation, Career Change, Estate Planning, Investment Management, Employee Benefits, Getting Divorced, Mutual Funds, Real Estate, Insurance, Life Planning, Retirement, Stocks & Bonds, Long-term Care, Succession Planning, Sudden Wealth, Special Needs


Helpful Financial Planning Resources