Lisa A. Cerbone-Montalto, CFP^®

CRPC^®, CIMA^®

Merrill Lynch

63 Copps Hill Rd Merrill Lynch
Ridgefield, CT 06877

FINANCIAL ADVISOR'S WEBSITE

www.fa.ml.com/montalto_group

(203) 894-7852

Compensation

COMPENSATION METHODS

Commission and Fee

COMPENSATION CONSIDERATIONS

Minimums

HOUSEHOLD INCOME MINIMUM

No Minimum

Investable Asset Minimum

No Minimum

General

Lisa Cerbone-Montalto is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Merrill Lynch in Ridgefield, CT and the surrounding communities.

Financial Advisor Overview

Financial planning is more of an art than a science. For over 32 years, our practice has helped families preserve their wealth, from complicated strategies for highly concentrated stock positions to planning family foundations and family trusts to create a legacy of giving.

Financial Advisor Experience

I have been a Certified Financial Planner™ practitioner for the past 3 years, and have been a financial advisor for the past 15 years. Before that, for over 20 years, I worked at all levels of health care administration, from volunteer in an Emergency Room, to executive director of the largest Internal Medicine practice in Connecticut, working on policy initiatives and consulting with hospitals on the East Coast. I earned a Masters in Health Services Management and policy from the University of Michigan and a Bachelors in Government with Honors from Wesleyan University where my Honors Thesis was an analysis of the Medical Malpractice Crisis in Massachusetts, 1983-1987.

Healthcare is a field not dissimilar from financial management. The client's (patient's) interests are always the heart of the matter.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

7, 31, 66

Designations & Certifications

CERTIFIED FINANCIAL PLANNER™ (CFP^®)
Certified Investment Management Analyst (CIMA^®)
Other - Certified Retirement Planning Counselor

Insurance Licenses

Life insurance: NY, CT, CA, MA, MD, NJ
Health/disability insurance: NY, CT, CA, MA, MD, NJ
Fixed annuities: NY, CT, CA, MA, MD, NJ
Variable annuities: NY, CT, CA, MA, MD, NJ

FINRA BrokerCheck

Financial Advisor's Specialties

Comprehensive Financial Planning, Attending College, Annuities, Buying a Home, Charitable & Planned Giving, Career Change, Asset Allocation, Corporate Finance, Investment Management, Estate Planning, Getting Divorced, Job Loss, Retirement, Stocks & Bonds, Sudden Wealth, Special Needs, Women's Finances