John Spruill is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association. Serving clients at Merrill Lynch in Santa Barbara, CA and the surrounding communities.
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Last month we looked at several common investment abuses, such as misrepresentation, unsuitable recommendations, and excessive trading. Now we...
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Occupying the fifth position in the Chinese Zodiac, the Dragon is the mightiest of the signs. The Dragon is a creature of myth and legend, and...
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Traditional economics holds that people process information in an objective and unbiased manner. The reality, however, is that most people...
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I wanted to take a moment to tell you a story of a ‘reverse mortgage’ plac...
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Even with recent revisions to the Federal Estate Tax System, many people are still rightfully concerned over costs when their assets pass to...
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If you are stressed by debt and can't pay your bills on time, especially credit card debt, you may want to enlist the help of a nonprofit...
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Long before Bernard Madoff was arrested and charged with securities fraud, many Americans would often be invited to free-lunch seminars to...
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It is time for a new phone. It is? I have not learned to use many of the features my current phone. This phone still works fine. I will have to...
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The number of individuals getting late in life divorces has quietly increased over the last several years. The U.S. now has the highest...
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It's never too early for military personnel and their families to start talking about the right financial steps to make when returning home.One...
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